:root{--ink:#233f35;--muted:#637368;--paper:#f6f5ef;--line:#d6ddd2;--accent:#d9e8b0}*{box-sizing:border-box}body{background:var(--paper);color:var(--ink);margin:0;font-family:Segoe UI,Arial,sans-serif;font-size:15px;line-height:1.6}button,input,select{font:inherit}button,a,input,select{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.45}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline-offset:3px;outline:3px solid #7a943e}a{color:inherit}header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;max-width:1240px;margin:auto;padding:28px 40px;display:flex}.wordmark{padding-right:32px;font-size:21px;font-weight:700;line-height:1.05;text-decoration:none;position:relative}.wordmark span{letter-spacing:1px;font-size:12px;display:block}.wordmark i{font-style:normal;position:absolute;top:0;right:0}.edition{color:var(--muted);font-size:12px}.eyebrow{letter-spacing:2px;margin:0 0 18px;font-size:10px;font-weight:700}h1,h2{letter-spacing:-1.5px;font-family:Georgia,Times New Roman,serif;font-weight:400;line-height:1.08}h1{white-space:pre-line;margin:0 0 24px;font-size:clamp(38px,5vw,66px)}h2{margin:0 0 18px;font-size:32px}h3{margin:28px 0 12px;font-size:15px;font-weight:600}.intro{max-width:640px;color:var(--muted);font-size:17px}.privacy{margin:26px 0 0;font-size:12px}.privacy span{color:#8c9987;margin:0 12px}.steps{border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:var(--muted);gap:42px;padding:18px 0;font-size:12px;display:flex}.steps b{margin-left:8px;font-weight:500}.steps .active{color:var(--ink);font-weight:700}.scope-panel>p{color:var(--muted)}.scope-options{grid-template-columns:1fr 1fr;gap:18px;margin:28px 0;display:grid}.scope-options button{border:1px solid var(--line);text-align:left;color:var(--ink);background:#fffef8;border-radius:4px;flex-direction:column;align-items:flex-start;gap:15px;padding:28px;transition:background .18s;display:flex}.scope-icon{border:1px solid var(--line);border-radius:50%;padding:7px 12px;font-size:11px}.scope-options strong{font-family:Georgia,serif;font-size:25px;font-weight:400;line-height:1.2}.scope-options button>span:not(.scope-icon){color:var(--muted);font-size:14px}.scope-options i{margin-top:auto;font-size:12px;font-style:normal}.workspace{grid-template-columns:1fr 1fr;gap:48px;margin:40px 0 70px;display:grid}.budget-panel{border-right:1px solid var(--line);padding-right:34px}.section-top{justify-content:space-between;align-items:flex-start;gap:14px;display:flex}.text-button{color:var(--ink);text-underline-offset:4px;background:0 0;border:0;padding:5px 0;font-size:12px;text-decoration:underline}.hint,small{color:var(--muted);font-size:12px;line-height:1.6}.field{flex-direction:column;gap:7px;min-width:0;margin:18px 0;font-size:13px;font-weight:500;display:flex}.field .hint{font-weight:400}.input-money{background:#fff;border:1px solid #bdc8bb;border-radius:3px;align-items:center;padding-left:12px;display:flex}.input-money input{background:0 0;border:0;width:100%;min-width:0}input,select{color:var(--ink);background:#fff;border:1px solid #bdc8bb;border-radius:3px;width:100%;min-width:0;padding:11px 12px}input[type=checkbox]{width:auto}.income-row{align-items:flex-start;gap:12px;display:flex}.income-row .field{flex:1}.remove{background:0 0;border:0;margin-top:49px;font-size:20px}.primary,.secondary{border:1px solid var(--ink);background:var(--ink);color:#fff;border-radius:3px;justify-content:space-between;align-items:center;gap:16px;padding:14px 20px;font-size:13px;text-decoration:none;display:flex}.primary{width:100%;margin-top:26px}.secondary{color:var(--ink);background:0 0;justify-content:center;width:100%}.notice{background:#eeead7;border-left:3px solid #968853;margin:20px 0;padding:16px;font-size:13px}.notice button{border:1px solid var(--ink);color:var(--ink);background:0 0;padding:8px;font-size:12px}.error{color:#9b382b;font-size:12px}.check{align-items:center;gap:10px;font-size:12px;display:flex}.empty{color:var(--muted);padding:28px 0}.empty>span{color:#aebba5;font-family:Georgia,serif;font-size:70px}.empty p{max-width:340px}.metrics{background:var(--line);border:1px solid var(--line);grid-template-columns:1fr 1fr;gap:1px;display:grid}.metrics article{background:#fffef8;min-width:0;padding:20px}.metrics strong{overflow-wrap:anywhere;margin-bottom:12px;font-family:Georgia,serif;font-size:29px;font-weight:400;line-height:1.2;display:block}.metrics em{font:12px Segoe UI,sans-serif}.metrics small{font-size:11px;display:block}.target{padding:8px 0 12px}.target p{font-size:12px}.target .field{max-width:190px}.chips{flex-wrap:wrap;gap:8px;display:flex}.chips button{color:var(--ink);background:0 0;border:1px solid #bdc8bb;border-radius:30px;padding:7px 13px;font-size:12px}.chips button[aria-pressed=true]{background:var(--accent);border-color:#8a9e66}.cut-panel{border-top:1px solid var(--line);margin-top:28px;padding-top:30px}.cut-result{background:var(--accent);margin:24px 0;padding:24px}.cut-result>strong{font-family:Georgia,serif;font-size:44px;font-weight:400}.cut-result p{font-size:13px}.export{margin-top:28px}footer{border-top:1px solid var(--line);max-width:1160px;color:var(--muted);justify-content:space-between;gap:40px;margin:auto;padding:28px 24px;font-size:11px;display:flex}footer span{white-space:nowrap;font-weight:600}.report{border:1px solid var(--line);background:#fff;max-width:800px;margin:40px auto;padding:44px}.report h1{white-space:normal;font-size:42px}.report p{font-size:13px}.report-actions{align-items:center;gap:20px;margin-bottom:30px;display:flex}.report-actions .primary{width:auto;margin:0}.report-actions>button:last-child{background:0 0;border:0;text-decoration:underline}.report dl{grid-template-columns:1fr auto;font-size:14px;display:grid}.report dt,.report dd{border-bottom:1px solid var(--line);margin:0;padding:10px 0}.report dd{text-align:right;padding-left:15px;font-weight:600}@media (max-width:760px){header{padding:22px 24px}.hero{padding-top:42px}.workspace{grid-template-columns:1fr;gap:36px}.budget-panel{border-right:0;border-bottom:1px solid var(--line);padding-bottom:28px;padding-right:0}.scope-options{grid-template-columns:1fr}.steps{justify-content:space-between;gap:12px}.steps span{flex:1;font-size:10px}.steps b{margin:0;display:block}.scope-options button{padding:23px}.metrics article{padding:15px}.metrics strong{font-size:26px}.section-top{flex-wrap:wrap}.income-row{gap:8px}.income-row select{padding:12px 6px;font-size:12px}footer{display:block}.report{margin:20px 12px;padding:24px}.report-actions{flex-wrap:wrap}.report h1{font-size:34px}.report dl{font-size:12px}}@media print{@page{size:A4;margin:18mm}body{color:#17271f;background:#fff}.app-shell,.report-actions{display:none!important}.report{border:0;max-width:none;margin:0;padding:0}.report h1{font-size:30px}.report p,.report small{font-size:10px}.report dl{font-size:11px}.report h2{font-size:23px}.report h3{font-size:13px}.report dd,.report dt{padding:7px 0}}:root{--ink:#172c42;--muted:#526172;--paper:#fff;--line:#dce1e6;--accent:#edf3f8;--font-body:"Segoe UI",Tahoma,sans-serif;--font-display:var(--font-body)}html,body{overflow-x:clip}body{font-family:var(--font-body)}header{gap:24px;max-width:1180px;padding:22px 24px}.wordmark{letter-spacing:-.5px;font-size:19px}.wordmark span{letter-spacing:0;font-size:11px}.site-nav{gap:24px;margin-left:auto;font-size:13px;display:flex}.site-nav a{text-decoration:none}.site-nav a:hover{text-decoration:underline}.edition{border-left:1px solid var(--line);padding-left:20px}main{max-width:1120px}.hero .eyebrow{letter-spacing:.5px;color:var(--muted);margin-bottom:12px;font-size:11px}h1,h2{font-family:var(--font-display);letter-spacing:-.8px;overflow-wrap:anywhere;min-width:0;font-weight:650}h1{margin-bottom:16px;font-size:clamp(30px,3.7vw,44px);line-height:1.15}h2{font-size:24px;line-height:1.25}.intro{max-width:710px;margin-bottom:14px;font-size:16px;line-height:1.65}.privacy{color:var(--muted);margin-top:14px}.steps{gap:32px;padding:13px 0}.steps .active{border-bottom:2px solid var(--ink);margin-bottom:-14px;padding-bottom:12px}.scope-panel>.eyebrow{display:none}.scope-panel h2{margin-bottom:10px;font-size:21px}.scope-panel>p{font-size:14px}.scope-options{border-top:1px solid var(--line);flex-direction:column;gap:0;margin:22px 0;display:flex}.scope-options button{border:0;border-bottom:1px solid var(--line);background:var(--paper);border-radius:0;gap:4px;padding:19px 40px 19px 16px;position:relative}.scope-options strong{font-family:var(--font-body);font-size:16px;font-weight:600}.scope-options button>span:not(.scope-icon){font-size:13px}.scope-options button i{font-size:18px;position:absolute;top:28px;right:16px}.scope-options button:hover{background:var(--accent)}.workspace{grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:40px;margin-top:30px}.eyebrow{letter-spacing:.7px}.budget-panel{padding-right:30px}.results-panel{background:var(--paper)}.metrics{border:0;border-top:2px solid var(--ink);background:var(--paper);display:block}.metrics article{background:var(--paper);border-bottom:1px solid var(--line);grid-template-columns:minmax(0,1fr) auto;gap:8px 16px;padding:20px 0;display:grid}.metrics p{margin:0;font-size:13px}.metrics strong{font-family:var(--font-body);font-variant-numeric:tabular-nums;letter-spacing:-.5px;margin:0;font-size:25px;font-weight:600}.metrics strong.text-value{font-size:16px}.metrics small{grid-column:1/-1;max-width:360px}.metrics em{font-family:var(--font-body);font-size:11px}.empty{border-top:2px solid var(--line);padding:0 0 24px}.empty>span{display:none}.empty h3{font-size:15px}.cut-result{background:var(--accent);border-left:3px solid var(--ink)}.cut-result>strong{font-family:var(--font-body);font-variant-numeric:tabular-nums;font-size:36px;font-weight:600}.primary,.secondary{border-radius:4px;font-weight:600}.explanation{border-top:1px solid var(--line);grid-template-columns:1.2fr 1fr;gap:55px;padding:32px 0 45px;display:grid}.explanation h2{letter-spacing:-.25px;font-size:20px}.explanation h3{margin-top:0;font-size:16px}.explanation p,.explanation a{font-size:13px;line-height:1.8}.explanation p{color:var(--muted)}.explanation a{text-underline-offset:3px}footer{font-size:11px}.report-title{font-size:32px}@media (max-width:768px){.site-nav{gap:14px}.edition{display:none}.workspace{grid-template-columns:minmax(0,1fr)}.budget-panel{padding-right:0}.explanation{grid-template-columns:minmax(0,1fr);gap:24px}.hero{padding-top:28px}.scope-panel{padding-top:24px}.scope-options button{padding-left:0}.scope-options button:hover{padding-left:10px}.metrics strong{font-size:23px}}@media (max-width:414px){header{flex-wrap:wrap;gap:12px;padding:18px 20px}.site-nav{gap:14px;width:100%;margin-left:0;padding-top:5px;font-size:11px}main{padding:0 20px}.privacy{font-size:11px}.privacy span{margin:0 5px}.steps{gap:12px}.steps b{font-size:10px}.hero{padding-top:24px}h1{font-size:32px}.intro{font-size:14px}.scope-panel h2{font-size:20px}.section-top{display:block}.metrics article{gap:8px}.metrics strong{font-size:21px}}@media print{.report-title{font-size:28px}.explanation{display:none}}.faq{border-top:1px solid var(--line);grid-template-columns:minmax(0,1fr) minmax(0,2fr);gap:48px;padding:36px 0 48px;display:grid}.faq-heading p{color:var(--muted);font-size:13px}.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;padding:18px 28px 18px 0;font-size:15px;font-weight:600;line-height:1.5;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:18px;font-weight:400;position:absolute;top:18px;right:3px}.faq details[open]>summary:after{content:"−"}.faq summary:focus-visible{outline:2px solid var(--ink);outline-offset:3px}.faq-answer{padding:0 24px 20px 0}.faq-answer p{color:var(--muted);margin:0;font-size:14px;line-height:1.8}.faq-answer a{text-underline-offset:3px;margin-top:12px;font-size:13px;display:inline-block}@media (max-width:768px){.faq{grid-template-columns:minmax(0,1fr);gap:8px;padding-top:28px}.faq-heading h2{font-size:22px}.faq summary{font-size:14px}.faq-answer{padding-right:10px}}@media print{.faq{display:none}}.steps>button{appearance:none;color:inherit;font:inherit;text-align:left;cursor:pointer;background:0 0;border:0;padding:0}.steps>button:hover{text-underline-offset:4px;text-decoration:underline}.back-button{border:1px solid var(--line);color:var(--ink);background:0 0;border-radius:4px;margin:0 0 22px;padding:9px 13px;font-size:13px;display:inline-block}.back-button:hover{background:var(--accent)}.scope-panel h2,.section-top h2{scroll-margin-top:24px}.scope-panel>.secondary{width:auto;margin-top:22px}@media (max-width:760px){.steps>button{flex:1;font-size:10px}}[hidden]{display:none!important}.workspace.compact{max-width:760px;margin-left:auto;margin-right:auto;display:block}.compact .cut-panel{margin-top:18px}.budget-summary{font-size:15px;line-height:1.8}.target-custom{border-top:1px solid var(--line);padding-top:10px}.results-panel h2,.report-title{scroll-margin-top:24px}.compact .notice button+button{margin-left:12px}.expense-helper{border:1px solid var(--line);margin:14px 0;padding:14px}.expense-helper summary{cursor:pointer;font-size:13px;text-decoration:underline}.expense-helper .field{margin:12px 0}.shortfall-explanation{line-height:1.8}:root{--ink:#172f3e;--muted:#586e7c;--paper:#f2f5f8;--line:#dce4ea;--accent:#15766c;--surface:#fff;--tint:#e7f2ef;--danger:#a63e2b;--rail-text:#d5e3eb;--font-body:"Segoe UI","Trebuchet MS",sans-serif;--font-display:var(--font-body)}body{background:var(--paper);font-size:15px}.app-shell{padding-left:216px}.app-rail{background:var(--ink);width:216px;max-width:none;color:var(--rail-text);z-index:5;border:0;flex-direction:column;justify-content:flex-start;align-items:stretch;gap:48px;margin:0;padding:38px 24px;display:flex;position:fixed;inset:0 auto 0 0}.wordmark{letter-spacing:-.7px;color:var(--surface);padding:0 0 0 37px;font-size:23px}.wordmark span{letter-spacing:2.7px;margin-top:7px;font-size:8px}.brand-symbol{color:#79c8b7;width:27px;height:32px;position:absolute;top:0;left:0}.site-nav{flex-direction:column;gap:8px;margin:18px 0 0;font-size:13px;display:flex}.site-nav a{color:var(--rail-text);border-radius:4px;padding:13px 12px}.site-nav a[aria-current=page]{color:var(--surface);background:#2a4554;box-shadow:inset 3px 0 #79c8b7}.rail-note{margin-top:auto;font-size:12px}.rail-note span:before{content:" ";background:#79c8b7;border-radius:50%;width:6px;height:6px;margin-right:8px;display:inline-block}.rail-note p{color:#b8cbd5;margin:9px 0;font-size:10px}.edition{color:#b8cbd5;border:0;margin-top:-28px;padding:0;font-size:11px}main{max-width:1260px;margin:auto;padding:0 42px}.hero{max-width:850px;padding:40px 0 26px}.hero .eyebrow{color:var(--accent);letter-spacing:1.5px;font-size:10px;font-weight:700}h1{letter-spacing:-1.5px;font-size:clamp(30px,3.3vw,43px)}.intro{max-width:700px;font-size:15px}.privacy{font-size:11px}.steps{gap:28px;padding:17px 0;font-size:11px}.steps .active{border-color:var(--accent);margin-bottom:-18px;padding-bottom:16px}.scope-panel{max-width:740px;padding:34px 0 44px}.scope-panel h2{font-size:25px}.scope-options{border:0;gap:12px}.scope-options button{background:var(--surface);border:1px solid var(--line);border-radius:6px;padding:23px 48px 23px 22px}.scope-options button:hover{background:var(--tint);border-color:var(--accent)}.scope-options button i{color:var(--accent);top:30px;right:22px}.workspace{grid-template-columns:minmax(0,1.12fr) minmax(0,1fr);align-items:start;gap:26px;margin:30px 0 40px}.budget-panel{background:var(--surface);border:1px solid var(--line);border-radius:7px;padding:26px}.results-panel{background:0 0;min-width:0}.section-top h2,.results-panel>h2{font-size:26px}.eyebrow{letter-spacing:1.2px;font-size:9px}.back-button{color:var(--muted);border:0;margin-bottom:22px;padding:0;font-size:11px}.field{gap:8px;margin:20px 0;font-size:13px}.hint,small{font-size:12px}.field .hint{font-size:11px}input,select{background:var(--surface);font-variant-numeric:tabular-nums;border-color:#c6d3dc;border-radius:5px;padding:12px}.input-money{border-color:#c6d3dc;border-radius:5px}.input-money span{color:var(--muted)}.budget-panel form>h3{border-top:1px solid var(--line);color:var(--ink);margin-top:26px;padding-top:24px;font-size:14px}.primary{background:var(--accent);border-color:var(--accent)}.primary:hover{background:#106259}.secondary{background:var(--surface);border-color:#b9cbd5}.text-button{color:var(--accent)}.chips button[aria-pressed=true]{background:var(--tint);border-color:var(--accent);color:var(--accent)}.budget-summary{color:var(--muted);margin:20px 0;font-size:14px;line-height:1.8}.metrics{border:1px solid var(--line);background:var(--surface);border-radius:5px;overflow:hidden}.metrics article{background:var(--surface);padding:20px}.metrics article:first-child{border-top:3px solid var(--accent);display:block}.metrics article:first-child strong{letter-spacing:-1.5px;margin:9px 0;font-size:44px}.metrics strong{font-family:var(--font-body);font-variant-numeric:tabular-nums;font-weight:600}.metrics article p{font-size:12px}.metrics small{font-size:11px}.target,.target-custom{padding:15px 0}.target h3{margin-top:10px}.empty{background:var(--surface);border:1px dashed #b8cbd5;border-radius:6px;padding:24px}.empty h3{margin-top:0}.empty p{font-size:13px}.notice{background:#faf1de;border-left-color:#b78a3b;border-radius:3px}.workspace.compact{max-width:850px}.compact .results-panel{background:var(--surface);border:1px solid var(--line);border-radius:6px;padding:30px}.compact .notice{background:var(--tint);border-left-color:var(--accent)}.cut-panel h2{font-size:25px}.cut-result{background:var(--tint);border-left-color:var(--accent);border-radius:4px;padding:24px}.cut-result.deficit{border-left-color:var(--danger);background:#fbefea}.cut-result.deficit>strong{color:var(--danger)}.cut-result>strong{font-family:var(--font-body);font-size:40px}.error,.negative,.chart-deficit{color:var(--danger)}.explanation{gap:35px;padding:28px 0}.explanation h2{font-size:20px}.faq{gap:35px;padding-bottom:32px}.faq-heading h2{font-size:22px}.faq summary{font-size:14px}.faq-answer p{font-size:13px}footer{max-width:1260px;padding:20px 42px;font-size:10px}.report{border-top:4px solid var(--accent);background:var(--surface);border-radius:5px;padding:35px}.report dd{font-variant-numeric:tabular-nums}.allocation-chart{background:var(--surface);border:1px solid var(--line);border-radius:5px;margin:0 0 18px;padding:20px}.allocation-chart h3,.cash-timeline h3,.comparison-chart h3{margin:0 0 17px;font-size:13px}.allocation-track{background:var(--line);border-radius:3px;height:12px;display:flex;overflow:hidden}.allocation-track span:first-child{background:var(--ink)}.allocation-track span:nth-child(2){background:#9bbcb9}.allocation-track span:nth-child(3){background:var(--accent)}.allocation-key{justify-content:space-between;gap:10px;margin:13px 0 0;display:flex}.allocation-key dt{color:var(--muted);font-size:10px}.allocation-key dd{font-variant-numeric:tabular-nums;margin:4px 0 0;font-size:12px}.chart-deficit{margin-bottom:0;font-size:11px;line-height:1.7}.cash-timeline{background:var(--surface);border:1px solid var(--line);border-radius:5px;margin:22px 0;padding:20px}.timeline-row{margin:17px 0}.timeline-row>div:first-child{justify-content:space-between;gap:15px;font-size:11px;display:flex}.timeline-row b{text-align:right;font-variant-numeric:tabular-nums;font-weight:600}.timeline-track{background:var(--line);border-radius:2px;height:7px;margin-top:10px;overflow:hidden}.timeline-track span{background:var(--accent);height:100%;display:block}.timeline-row:nth-of-type(2) .timeline-track span{background:var(--ink)}.cash-timeline .hint{margin-bottom:0;font-size:10px}.comparison-chart{margin-top:26px}.comparison-chart table{border-collapse:collapse;table-layout:fixed;width:100%;font-size:12px}.comparison-chart th,.comparison-chart td{border-bottom:1px solid var(--line);text-align:right;overflow-wrap:anywhere;font-variant-numeric:tabular-nums;padding:15px 7px}.comparison-chart th:first-child{text-align:left;width:40%}.comparison-chart thead{color:var(--muted);font-size:10px}.comparison-chart tbody th{font-weight:400}.comparison-chart tbody tr:last-child td{font-size:19px;font-weight:700}.calculation-notes{border-top:1px solid var(--line);margin-top:20px;padding-top:18px;font-size:12px}.calculation-notes summary{cursor:pointer;color:var(--accent);font-weight:600}.calculation-notes p{color:var(--muted);font-size:11px;line-height:1.8}.expense-helper{background:var(--paper);border-radius:5px}.expense-helper summary{color:var(--accent)}@media (max-width:1100px){.app-shell{padding-left:180px}.app-rail{width:180px;padding:30px 18px}main{padding:0 26px}.workspace{grid-template-columns:minmax(0,1fr)}.budget-panel{padding:25px}.results-panel{padding:0}.site-nav{font-size:12px}.wordmark{font-size:20px}.metrics article:first-child strong{font-size:39px}}@media (max-width:760px){.app-shell{padding-left:0}.app-rail{flex-flow:wrap;align-items:center;gap:18px;width:auto;padding:20px;display:flex;position:static}.brand-symbol{height:29px}.site-nav{flex-direction:row;gap:4px;width:auto;margin:0 0 0 auto;font-size:11px}.site-nav a{padding:9px}.rail-note,.edition{display:none}main{padding:0 20px}.hero{padding-top:30px}.scope-panel{padding-top:25px}.workspace{margin-top:24px}.budget-panel{padding:20px}.scope-options button:hover{padding-left:22px}.compact .results-panel{padding:20px}.comparison-chart th:first-child{width:38%}.faq{gap:10px}.report{padding:22px}footer{padding:20px}.allocation-chart{padding:18px}.timeline-row>div:first-child{gap:10px}.timeline-row b{max-width:45%}}@media (max-width:414px){.site-nav{justify-content:space-between;width:100%;margin-left:0}.site-nav a{text-align:center;flex:1}.app-rail{gap:13px}.steps{gap:10px}.steps button{font-size:10px}.metrics article{padding:17px}.metrics strong{font-size:21px}.allocation-key dd{font-size:11px}.comparison-chart th,.comparison-chart td{padding:12px 3px;font-size:11px}.comparison-chart tbody tr:last-child td{font-size:16px}.compact .notice button{width:100%;display:block;margin:9px 0 0!important}.report-actions{gap:12px}}@media print{.app-shell{display:none!important}.report{border:0;border-radius:0;margin:0;padding:0}.report h2{color:#172f3e}body{background:#fff}.report-actions{display:none!important}}.cut-slider{margin:20px 0;font-size:12px;display:block}.cut-slider>span{float:right;color:var(--accent);font-variant-numeric:tabular-nums}.cut-slider input{accent-color:var(--accent);margin:12px 0 5px;padding:0}.cut-slider small{color:var(--muted);font-size:10px;display:block}.reserve-progress{border:1px solid var(--line,#dbe1e5);background:#f5f8f7;border-radius:8px;margin:24px 0;padding:20px}.reserve-progress>div{flex-wrap:wrap;justify-content:space-between;gap:12px;display:flex}.reserve-progress progress{accent-color:#127968;background:#dce5e2;border:0;border-radius:8px;width:100%;height:12px;margin:14px 0;display:block;overflow:hidden}.reserve-progress progress::-webkit-progress-bar{background:#dce5e2}.reserve-progress progress::-webkit-progress-value{background:#127968}.reserve-progress progress::-moz-progress-bar{background:#127968}.reserve-progress p{font-variant-numeric:tabular-nums;margin:0;font-size:13px}.related-guides{border-top:1px solid var(--line);flex-wrap:wrap;gap:16px 28px;margin:38px 0;padding:28px 0;display:flex}.related-guides h2{width:100%;margin:0;font-size:20px}.related-guides a{text-underline-offset:4px;font-size:14px}.breadcrumbs{color:var(--muted);padding-top:26px;font-size:12px}.guide{max-width:860px}.guide .hero{padding-top:36px}.guide-body{max-width:780px;padding-bottom:25px}.guide-body section{border-top:1px solid var(--line);margin:0 0 38px;padding-top:24px}.guide-body h2{letter-spacing:-.6px;margin-bottom:18px;font-size:27px;line-height:1.3}.guide-body h3{margin-top:26px;font-size:18px}.guide-body p,.guide-body li{font-size:16px;line-height:1.8}.guide-body li{margin:12px 0}.guide-body a{text-underline-offset:3px}.guide-body .primary{max-width:500px;font-size:14px}.guide-table{max-width:100%;overflow-x:auto}.guide-table table{border-collapse:collapse;background:#fff;width:100%;font-size:14px}.guide-table caption{text-align:left;color:var(--muted);padding:10px 0;font-size:12px}.guide-table th,.guide-table td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:12px}.guide-table thead{background:#e8f1ef}.guide-next{background:#e8f1ef;border-radius:8px;padding:24px}@media (min-width:761px){.app-rail{gap:28px;overflow-y:auto}.site-nav{margin-top:8px}}@media (max-width:760px){.site-nav{flex-wrap:wrap}.site-nav a{flex:0 auto}.guide-body h2{font-size:23px}.guide-body p,.guide-body li{font-size:15px}.guide-table th,.guide-table td{padding:9px}.comparison-chart table{table-layout:fixed}.comparison-chart td,.comparison-chart th{overflow-wrap:anywhere}}.error-link{text-align:left;text-underline-offset:3px;color:inherit;cursor:pointer;text-decoration:underline;background:0 0!important;border:0!important;padding:4px 0!important}.notice ul{padding-left:18px}.notice h3{margin-top:0}.draft-controls{border-top:1px solid var(--line);margin-top:28px;padding:24px 0}.draft-controls h2{font-size:20px}.draft-controls p{max-width:720px;font-size:12px}.draft-actions{flex-wrap:wrap;gap:12px;display:flex}.draft-controls button{border:1px solid var(--line);color:var(--ink);background:#fff;border-radius:4px;min-height:44px;padding:10px 14px}.mobile-jumps{display:none}@media (max-width:760px){body{padding-bottom:68px}.mobile-jumps{z-index:20;background:#172f3e;gap:10px;padding:10px 14px;display:flex;position:fixed;bottom:0;left:0;right:0}.mobile-jumps button{color:#fff;background:#234751;border:1px solid #82b8b1;border-radius:4px;flex:1;min-height:44px;font-size:13px}.budget-panel h2,.results-panel h2{scroll-margin-top:20px}}@media print{.mobile-jumps,.draft-controls{display:none!important}body{padding-bottom:0}}.draft-settings-link{text-underline-offset:3px;margin-top:12px;font-size:12px;display:inline-block}#draft-controls{scroll-margin-top:24px}.mobile-tool-menu{display:none}@media (max-width:760px){.app-rail{gap:12px;padding:14px 20px}.desktop-tool-nav{display:none}.mobile-tool-menu{border-top:1px solid #42606d;width:100%;padding-top:4px;display:block}.mobile-tool-menu summary{cursor:pointer;justify-content:space-between;align-items:center;gap:12px;min-height:44px;font-size:14px;list-style:none;display:flex}.mobile-tool-menu summary::-webkit-details-marker{display:none}.mobile-tool-menu .menu-action{color:#b7ddd8;align-items:center;gap:8px;font-size:13px;display:flex}.mobile-tool-menu[open] .menu-action span{transform:rotate(180deg)}.mobile-tool-menu nav{gap:4px;padding:6px 0 10px;display:grid}.mobile-tool-menu nav a{border-radius:4px;align-items:center;min-height:44px;padding:8px 12px;font-size:14px;text-decoration:none;display:flex}.mobile-tool-menu nav a[aria-current=page]{color:#fff;background:#284d58;border-left:3px solid #82b8b1}.mobile-tool-menu summary:focus-visible{outline-offset:3px;outline:3px solid #82b8b1}.hero{padding:24px 0}.hero h1{margin-bottom:16px}.hero .privacy{margin-top:16px}.scope-panel{padding:22px 0 30px}.scope-options{gap:12px;margin:18px 0}.scope-options button{gap:8px;padding:18px 20px}input,select,textarea{font-size:16px}.mobile-jumps{padding-bottom:calc(10px + env(safe-area-inset-bottom,0px))}body{padding-bottom:calc(68px + env(safe-area-inset-bottom,0px))}.report-actions{flex-wrap:wrap}.report-actions button{min-height:44px}.report dl{overflow-wrap:anywhere}}@media print{.mobile-tool-menu{display:none!important}.report dl{break-inside:avoid}.report h2,.report h3{break-after:avoid}body{padding-bottom:0}}
:root{--ink:#262923;--muted:#65695f;--paper:#faf9f5;--surface:#fffefa;--line:#d9dbd1;--accent:#315846;--tint:#eef2e9;--danger:#9c3e30;--rail-text:var(--ink);--focus:#967437;--soft:#f1f0e9;--font-body:Arial,"Helvetica Neue",sans-serif;--font-display:Georgia,"Times New Roman",serif}body{background:var(--paper);color:var(--ink);font-family:var(--font-body);font-size:16px}.app-shell{padding-left:0}.app-rail{background:var(--paper);width:auto;max-width:1200px;color:var(--ink);border-bottom:1px solid var(--line);flex-direction:row;align-items:center;gap:36px;margin:auto;padding:25px 36px;display:flex;position:static;inset:auto;overflow:visible}.wordmark{color:var(--ink);letter-spacing:-1px;flex-shrink:0;font-size:23px}.wordmark span{letter-spacing:2px;font-size:9px}.brand-symbol{color:var(--accent)}.desktop-tool-nav{flex-flow:wrap;gap:8px;margin:0 0 0 auto;font-size:13px}.site-nav a{color:var(--muted);border-radius:0;padding:11px 12px;text-decoration:none}.site-nav a[aria-current=page]{color:var(--ink);box-shadow:inset 0 -2px var(--accent);background:0 0}.site-nav a:hover{color:var(--accent);background:var(--tint)}.rail-note,.edition{display:none}main{max-width:1200px;padding:0 36px}.hero{max-width:800px;padding:46px 0 32px}.hero .eyebrow{letter-spacing:.3px;text-transform:none;color:var(--muted);margin-bottom:19px;font-size:12px;font-weight:400}h1{font-family:var(--font-display);letter-spacing:-1.7px;font-size:clamp(34px,4.3vw,56px);font-style:normal;font-weight:400;line-height:1.08}h2,h3{font-family:var(--font-body);letter-spacing:-.4px;font-style:normal}.intro{color:var(--muted);max-width:620px;font-size:16px;line-height:1.7}.privacy{color:var(--muted);font-size:12px;line-height:1.7}.draft-settings-link{color:var(--muted);font-size:12px}.steps{color:var(--muted);border-top:0;gap:28px;padding:16px 0}.steps button{font-size:12px;line-height:1.5}.steps button:disabled{opacity:.7}.steps .active{border-color:var(--accent);margin-bottom:-17px;padding-bottom:15px}.scope-panel{max-width:none;padding:30px 0 40px}.scope-panel h2{letter-spacing:-.5px;font-size:23px;font-weight:600}.scope-panel>p{max-width:530px;font-size:14px;line-height:1.65}.scope-options{border-top:1px solid var(--ink);gap:0;margin:24px 0 18px}.scope-options button{border:0;border-bottom:1px solid var(--line);background:0 0;border-radius:0;gap:7px;min-height:90px;padding:22px 40px 22px 0}.scope-options button:hover{background:var(--tint);padding-left:12px}.scope-options strong{font-size:17px;font-weight:600}.scope-options button>span:not(.scope-icon){color:var(--muted);font-size:14px;line-height:1.5}.scope-options button i{color:var(--accent);top:30px;right:10px}.scope-panel>.hint{color:var(--muted);font-size:12px}.workspace{gap:40px;margin-top:32px}.budget-panel,.compact .results-panel{border:1px solid var(--line);background:var(--surface);border-radius:0;padding:28px}.section-top h2,.results-panel>h2{font-size:25px}.eyebrow{color:var(--muted);letter-spacing:.7px;font-size:10px}.field{font-size:14px}.field .hint{font-size:12px;line-height:1.6}input,select,.input-money{background:var(--surface);border-color:var(--line);color:var(--ink);border-radius:2px}.primary{background:var(--accent);border-color:var(--accent);color:var(--surface);border-radius:2px}.primary:hover{background:var(--ink);border-color:var(--ink)}.secondary,.draft-controls button{background:var(--surface);border-color:var(--line);border-radius:2px}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:2px solid var(--focus);outline-offset:4px}.metrics{border:0;border-top:2px solid var(--ink);background:0 0;border-radius:0}.metrics article{border-bottom:1px solid var(--line);background:0 0;padding:20px 0}.metrics article:first-child{border-top:0}.metrics article:first-child strong{font-size:44px;font-weight:500}.metrics strong,.cut-result>strong{font-family:var(--font-body);font-variant-numeric:tabular-nums;color:var(--ink)}.metrics article p{font-size:14px}.metrics small{font-size:12px;line-height:1.6}.allocation-chart,.cash-timeline{border:0;border-bottom:1px solid var(--line);background:0 0;border-radius:0;padding:18px 0}.allocation-track span:nth-child(2){background:var(--muted)}.empty{border:0;border-top:1px solid var(--line);background:0 0;border-radius:0;padding:24px 0}.cut-result,.reserve-progress{background:var(--tint);border-color:var(--line);border-radius:0}.expense-helper{background:var(--soft);border-radius:0}.explanation,.faq{gap:56px;padding-top:32px}.faq summary{font-size:15px;line-height:1.5}.faq-answer p,.explanation p{font-size:14px;line-height:1.8}.related-guides a{color:var(--accent)}.report{border-color:var(--line);border-top:2px solid var(--ink);background:var(--surface);border-radius:0}footer{max-width:1200px;padding:24px 36px;font-size:12px}@media (min-width:1000px){.budget-page:has(>.scope-panel){grid-template-columns:minmax(0,1fr) minmax(0,1fr);column-gap:72px;padding-top:52px;display:grid}.budget-page:has(>.scope-panel)>.hero{grid-area:1/1/3;padding:15px 0 48px}.budget-page:has(>.scope-panel)>.steps{grid-area:1/2;align-self:start}.budget-page:has(>.scope-panel)>.scope-panel{grid-area:2/2;padding-top:25px}:is(.budget-page:has(>.scope-panel)>.explanation,.budget-page:has(>.scope-panel)>.faq,.budget-page:has(>.scope-panel)>.draft-controls,.budget-page:has(>.scope-panel)>.related-guides){grid-column:1/-1}}@media (max-width:760px){.app-rail{flex-wrap:wrap;gap:12px;padding:16px 20px}.desktop-tool-nav{display:none}.mobile-tool-menu{border-color:var(--line)}.mobile-tool-menu summary{font-size:14px}.mobile-tool-menu .menu-action{color:var(--accent)}.mobile-tool-menu nav a[aria-current=page]{background:var(--tint);color:var(--ink);border-color:var(--accent)}main{padding:0 20px}.hero{padding:27px 0 20px}.hero .eyebrow{margin-bottom:14px}h1{letter-spacing:-1px;font-size:36px}.intro{font-size:15px;line-height:1.65}.hero .privacy{margin-top:14px;font-size:11px}.steps{gap:12px}.steps button{font-size:11px}.scope-panel{padding:24px 0}.scope-panel h2{font-size:22px}.scope-options{margin-top:18px}.scope-options button{min-height:84px;padding:18px 32px 18px 0}.scope-options button:hover{padding-left:8px}.scope-options button i{right:6px}.scope-options button>span:not(.scope-icon){font-size:13px}.budget-panel,.compact .results-panel{padding:20px}.workspace{gap:28px}input,select,.income-row select{font-size:16px}.mobile-jumps{background:var(--paper);border-top:1px solid var(--line)}.mobile-jumps button{background:var(--surface);border-color:var(--line);color:var(--ink);border-radius:2px}.explanation,.faq{gap:22px}.report{padding:20px}}@media print{.report{background:var(--surface);border:0}body{background:var(--surface)}}.site-footer{grid-template-columns:minmax(0,1fr) auto;gap:20px 36px;display:grid}.footer-identity strong{color:var(--ink);font-size:15px;font-weight:600}.footer-identity p{margin:8px 0 0;font-size:12px}.site-footer nav{flex-wrap:wrap;align-items:start;gap:8px 24px;display:flex}.site-footer nav a{white-space:nowrap;text-underline-offset:4px;align-items:center;min-height:44px;font-size:13px;display:inline-flex}.footer-notes{border-top:1px solid var(--line);grid-column:1/-1;padding-top:12px;font-size:11px}.footer-notes>span{display:none}.footer-notes p{max-width:800px;margin:0;line-height:1.7}@media (max-width:760px){.site-footer{grid-template-columns:minmax(0,1fr);gap:12px;padding:24px 20px}.site-footer nav{gap:0 20px}.footer-notes{grid-column:1}}